LIC PLANS FEATURES
Plans for Endowment
Plan for the Future with Endowment Funds
Endowment Plans offer both insurance protection and savings opportunities. These plans provide a guaranteed payout at maturity, ensuring your and your family’s financial security. Endowment Plans are created with a variety of coverage periods and adjustable premium options to fit your unique financial objectives.
Key characteristics
Benefits from Sections 80C and 10(10D) of the tax code include
Guaranteed Returns at Maturity;
Wealth Accumulation with Insurance Protection;
Flexible Premium Payment Options.
Money Back Plans
Gain Profits While Ensuring Financial Security
Money back Plans guarantee that you will get a portion of the sum promised on a regular basis by offering periodic payouts throughout the policy term. With the help of this special feature, you are able to reach significant financial goals while securing the future of your family. Enjoy the advantages of a single plan that combines protection and savings.
Key characteristics
Regular Payments at Regular Intervals
Milestone Survival Benefits
Life Insurance for Financial Security
Maturity Benefit at the End of the Policy Term
Whole Life Plans
Protection for Your Loved Ones for Life
Whole Life Plans provide coverage for the duration of your life, giving your family a stable financial base. These plans provide a death benefit in addition to building up cash value over time, which makes them a valuable asset. Enjoy the tranquility that comes with knowing that your loved ones are permanently safe.
Key characteristics
Lifetime Insurance with Certain Payments
Accumulation of Cash Value for Additional Security Premiums
Maintain Your Balance During Estate Planning
Legacy Creation
Term Plans
Low-cost Protection for the People You Love
Term plans provide pure insurance protection, protecting the financial security of your loved ones in the event of your untimely passing. These policies are a crucial part of any thorough financial plan since they offer substantial coverage for reasonable premiums.
Key characteristics
Maximum Coverage for Low Premiums
Customizable policy terms
Additional riders for Enhanced Protection
Pure Insurance with No Maturity Benefit
Child Plans
Future-proof Your Child with Specialized Plans
Child Plans are created to safeguard your child’s goals and aspirations by offering them financial assistance throughout their entire life. These programs combine insurance protection and savings to guarantee that your child’s ambitions for their school, profession, and general well-being are never jeopardized.
Key characteristics
Customized Responses to Children’s Needs
Milestone-aligned Maturity Benefits
Premium Waiver in the Event of Parental Death
Financial Security Assured for Your Child
Health or Medical Plans
A Secure Future through Comprehensive Health Coverage
Health plans offer essential medical expense coverage, guaranteeing that you and your family may access the greatest treatment without facing financial hardship. These policies include advantages including hospitalization insurance, critical illness coverage, and other features for a complete healthcare package.
Key characteristics
Hospitalization Insurance for Diseases and Accidents
Optional Riders for Customized Coverage
Critical Illness Protection for Added Security
Hospitalization at Network Hospitals is Cashless
Pension Plans
Enjoy Your Retirement with Pension Plans
Pension plans are made to make your retirement years secure by giving you a steady income stream once you stop working. With the help of these plans, you can live comfortably and have financial freedom in your later years. Start making plans now for a carefree retirement.
Key characteristics
Regular Post-Retirement Income
Flexible Options for Premium Payment
Assurance of Annuity Payments
Benefits for Spouse or Nominee in Additional
ULIP Plans
Invest Smart, Grow Rich with ULIPs
ULIP Plans combine the benefits of investment and insurance, allowing you to grow your wealth while ensuring protection for your loved ones. These plans offer a range of investment options and the flexibility to switch between them, giving you control over your financial future.
Key characteristics
Dual Benefit of Investment and Insurance
Multiple Fund Options for Diversification
Flexibility to Switch Investments
Tax Benefits under Section 80C and 10(10D)
Micro & Small Plans
Micro Plans: Big Dreams, Small Investment
Micro Plans are uniquely designed to meet the specific requirements of those who are cost-conscious. These plans are more widely available because they have low premiums and give necessary coverage. With Micro Plans, you can start securing your financial future right away.
Key characteristics
Premiums that Fit Every Budget
Essential Protection for Financial Security
Convenient Easy Application Process
Customized Solutions to Meet Your Unique Needs
Plans with POSP Only
Special Programs for Our Respected POSP Partners
The POSP Only Plans are created especially for our dependable POSP partners to give them specific solutions to satisfy the various client needs. These programs provide special features and advantages that enable our partners to provide excellent service and value.
Key characteristics
Customized Solutions with Unique Benefits
Features for POSP Professionals
Dedicated Support for Our Esteemed Partners
Empowering POSP Partners for Success
Bima Ratna
Bima Ratna Plans: The Insurance's Crown Jewel
Bima Ratna Plans are a symbol of excellence since they provide unmatched perks and features. These premium insurance plans are made to offer policyholders outstanding value and protection, making them a really wise investment in their financial future.
Key characteristics
Benefits that are only available to discerning policyholders
Features that are unmatched for maximum value
Using Bima Ratna, Upgrade Your Insurance Experience
A Proof of Insurance Excellence
